Costs | Premium(s) and deductibles plus 20% of the cost of care | Lower premium but may require copays or coinsurance | Typically has a higher premium, but no to low costs for care |
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Network | Any Medicare provider | Has a network | Any Medicare provider |
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Coverage | Hospital (Part A) and doctor visits (Part B) | Bundles hospital, doctor and prescription drug coverage | Bundles hospital and doctor visit coverage |
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Coverage when traveling within the U.S. | Any Medicare provider | Varies by plan | Any Medicare provider |
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Flexibility if you move to another state | Can keep plan | Must live in plan service area | Can keep plan |
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Part D | Purchase separately | Typically bundled | Purchase separately |
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Extras | No extras | May include vision, dental, hearing aids, fitness membership and more | No-cost access to fitness centers nationwide, hearing aid discounts and tobacco cessation tools |
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Initial enrollment period | Seven months | Seven months | Six months guaranteed |
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